DEBT.
LOOK AT ALL CLASIFICATIONS.
http://www.economist.com/blogs/graphicdetail/2012/01/daily-chart-8
domingo, 22 de enero de 2012
Value of education in U S A :
http://www.economist.com/node/21543032
[I]t's not just that universities are steadily making up for distortions caused by federal aid. The fact is that we've never been in a situation where universities were charging a market price in the first place. After all, if the lifetime wage premium for a college grad is a million dollars over 40 years, then how much is four years of college worth today? Answer: about $300,000 or so. That's $75,000 per year...
For many decades, universities acted as though they had a public, charitable mission. That was especially true for state universities, but it was true for most private universities too. That's largely changed. In the public sphere, taxpayers have noticed that (a) it's mostly well-off kids who go to college these days, not children of the poor bettering themselves, and (b) this education is worth a helluva lot of money. So why should they be asked to subsidize a route to higher earnings for kids who, for the most part, already have a lot of advantages? The cost of college loans seems more and more like a simple financial transaction to them, not a crushing burden being placed on struggling youngsters.
4 years of High school value: You earn $ 260 000 more than without a diploma.
what would you have to invest to end up with about $260,000 after 45 years at a return of 3% per year? If I'm doing my math right (1/ert * 260,000), it's about $67,500. So we're talking four years of high-school tuition at almost $17,000 a year. And, again, this is probably significantly low-balling the real value of that degree.
How many American parents can pay $17,000 a year per kid for their kids to go to high school?
Currently 70% of Americans graduate from high school; imagine that percentage dropped to even 50%. And here's the money question: How much poorer would America be, how much lower would our GDP be, if only 50% of Americans graduated from high school? I think this is the way we need to think about the value of government subsidies for, and/or cost controls on, and/or provision of low-cost Skype-enhanced alternatives to universal college education.
http://www.economist.com/node/21543032
sábado, 21 de enero de 2012
Desempleo y otros males.http://media.economist.com/sites/default/files/imagecache/original-size/20120114_WOC349.gif
Visit the graphs ofn:
http://media.economist.com/sites/default/files/imagecache/original-size/20120121_WOC400.gif
http://media.economist.com/sites/default/files/imagecache/original-size/20120121_WOC400.gif
http://media.economist.com/sites/default/files/imagecache/original-size/20120121_WOC400.gif
http://media.economist.com/sites/default/files/imagecache/original-size/20120121_WOC400.gif
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